Capital & Lender Readiness
Twelve conversations. Twelve different objections.
Whether you are raising equity or asking a bank for a loan, the answer keeps coming back the same: not yet. Usually it is not the business. It is the package. We build the model, the numbers, and the story before your first meeting, so when you ask for capital, the answer is yes.
The Real Problem
Raise or borrow, same gap.
Capital partners and credit committees see a lot of deals. They say no fast when the numbers do not tie out, the forecast has no basis, or the risks are not addressed head-on. The fix is rarely a better pitch. It is a package that answers the questions before they are asked. We diligence you the way the money will, and clear the add-backs and the risks yourself, so nothing surprises them later.
Raise: equity & investors
For scaling owners raising from investors, family offices, or a strategic partner. We build the operating model and forecast, the data room, and the numbers behind the story, so you raise on a real proof point instead of a deck. You run the raise; we make you fundable.
Borrow: bank & SBA
For owners refinancing or buyers financing an acquisition. We build the debt-service story, the covenant math, and the lender package a credit committee can say yes to. Add-backs that clear the committee’s scrutiny, and a clear read on concentration, where a single customer over 15 to 20% can stall the file.
What We Build
Everything they will open, ready to hold up.
The model and forecast, built by operators, with assumptions that are real because we have lived them.
Add-backs that survive scrutiny, because the final gate is a credit committee or an investment committee, not a spreadsheet.
A 13-week cash view, so you and the lender can see the business is in control of its cash.
The lender or investor package, organized the way the money reads it, so the file moves instead of stalling.
Built By Operators
The assumptions are real.
Anyone can build a model that grows up and to the right. We build the analysis packages buyers, banks, and lenders actually rely on to say yes, because we have sat on the other side of the table and run the businesses underneath the numbers. We are not brokers or investment bankers, and we do not take a cut of the money. We make you fundable; you run the raise.
get started
Get to yes before the first meeting.
Tell us what you are raising or borrowing, and we will tell you straight what stands between you and the money.